Search for dissertations about: "bank credit"

Showing result 1 - 5 of 39 swedish dissertations containing the words bank credit.

2. 1. Credit Intelligence in Banks - Managing Credit Relationships with Small Firms

   Author : Katarina Svensson Kling; Företagsekonomiska institutionen; []
   Keywords : SAMHÄLLSVETENSKAP; SOCIAL SCIENCES; small firm; service; network; interaction; decision style; information management; relationship; Credit management; credit intelligence; bank; Management of enterprises; Företagsledning; management;

   Abstract : The competition in the banking industry has during the last decades been intensified resulting in smaller interest margins. As a consequence, the resources spent on each credit customer have had to be decreased, resulting in less interaction and a perceived limited access to valuable information. READ MORE

4. 2. Essays on Credit Risk

   Author : Caren Guo Nielsen; Nationalekonomiska institutionen; []
   Keywords : SAMHÄLLSVETENSKAP; SOCIAL SCIENCES; Asset pricing; equity returns; size effect; value effect; momentum effect; credit risk effect; credit default swap; banks; asset risk; credit risk; portfolio choice; risk-based capital regulation; bank bailouts; moral hazard; distress risk; capital injections; TARP; CPP; market discipline; financial crisis;

   Abstract : This dissertation covers the issues related to credit risk that stem from the recent financial crisis and that are concerned by investors, financial intermediaries, and governments. The results of the research have important implications for asset managers, such as using the information from the credit risk market to rebalance stock portfolios, and for policy makers in regulating or bailing out banks. READ MORE

5. 3. Credit risk assessment in different contexts : The influence of local networks for bank financing of SMEs

   Author : Lars Silver; Uppsala universitet; []
   Keywords : SAMHÄLLSVETENSKAP; SOCIAL SCIENCES; Business studies; Credit risk assessments; Local networks; Bank financing; SMEs; Företagsekonomi; Business studies; Företagsekonomi; Business Studies; företagsekonomi;

   Abstract : The Swedish banking crisis a decade ago was ultimately caused by the banks' failure in their assessments of the credit-risk of firms. Since then, Swedish banks have tried different organizational structures in order to safeguard the lending process. READ MORE

6. 4. Essays on Household Finance

   Author : Marieke Bos; Eskil Wadensjö; Luigi Guiso; Stockholms universitet; []
   Keywords : SAMHÄLLSVETENSKAP; SOCIAL SCIENCES; Consumer credit; Alternative credit; Pawn credit; Lending policy; Credit Scoring; Immigrants; Economics; Nationalekonomi; Economics; nationalekonomi;

   Abstract : The thesis consists of three self-contained essays on household finance.  “Pawn Credit and the Importance of Financial Exclusion” explores the importance of access to regular credit to the demand for pawn credit. READ MORE

7. 5. Fasta förbindelser : En studie av låntagare hos sparbanken och informella kreditgivare i Sala 1860-1910

   Author : Hilda Hellgren; Mats Larsson; Gunilla Petersson; Uppsala universitet; []
   Keywords : SAMHÄLLSVETENSKAP; SOCIAL SCIENCES; Economic history; Informal lenders; private bankers; savings banks; Sala; personal relationships; credit; borrowers; lenders; local credit market; probate inventories; trust; Ekonomisk historia; Economic history; Ekonomisk historia;

   Abstract : The major question in this thesis is where private persons borrowed on a local credit market in 1860-1910. This study has focused on informal lenders (in other research often referred to as private bankers), from whom most of private persons borrowed during the 19th century, and the savings bank in Sala. READ MORE