Search for dissertations about: "lending decision making"

Showing result 1 - 5 of 8 swedish dissertations containing the words lending decision making.

2. 1. Strategy as Sociomaterial Practices : Planning, Decision-Making, and Responsiveness in Corporate Lending

   Author : Robert Demir; Ali Yakhlef; Paula Jarzabkowski; Stockholms universitet; []
   Keywords : SAMHÄLLSVETENSKAP; SOCIAL SCIENCES; strategy; sociomaterial; practice; technology; planning; decision-making; responsiveness; bank; lending; Business studies; Företagsekonomi; Business Administration; företagsekonomi;

   Abstract : In their everyday work, organizations, like individuals, find it familiar to consider information technologies and other material objects as nonnegotiable necessities. Management and organization researchers have recalled this evident fact by advancing knowledge of the mundane aspects of computer-mediated work. READ MORE

4. 2. The Psychology of Lending Decisions - Looking Back and Moving Forth

   Author : Carl-Christian Trönnberg; Göteborgs universitet; []
   Keywords : SAMHÄLLSVETENSKAP; SOCIAL SCIENCES; decision making; lending; lending technology; bank; intuition; deliberate reasoning;

   Abstract : .... READ MORE

5. 3. How Do Bank Officers Make Lending Decisions? An Exploration of Thinking Styles, Cognitive Bias and Lending Technologies

   Author : Carl-Christian Trönnberg; Göteborgs universitet; []
   Keywords : SAMHÄLLSVETENSKAP; SOCIAL SCIENCES; lending decision making; thinking styles; cognitive bias; lending technology; sunk-cost effect;

   Abstract : The overall aim of this thesis was to examine how loan officers’ think and act when making assessments of loan proposals from companies. The importance of valid loan assessments can be understood through the substantial economic crises that the global economy has suffered as well as the severe problems invalid lending decisions brings for both banks and clients. READ MORE

6. 4. A data-driven decision support system for coherency of experts’ judgment in complex classification problems : The case of food security as a UN sustainable development goal

   Author : Rueben Laryea; Kenneth Carling; Lena Nerhagen; Högskolan Dalarna; []
   Keywords : SAMHÄLLSVETENSKAP; SOCIAL SCIENCES; NATURVETENSKAP; NATURAL SCIENCES; Coherence; Efficiency; Decision Support System; Multi-Criteria; Risk; Classification Model; Decision Makers; Judgment; Alternatives; Prediction; Data; Integrate; Imprecision; Food Security; UTADIS; Complex Systems – Microdata Analysis; Komplexa system - mikrodataanalys;

   Abstract : Everyday humans need to make individual or collective decisions. Often the decisions aim at achieving multiple goals (thus involving multiple criteria) and rely on the decision maker(s)’ intuition, internal data, as well as external sources of data. READ MORE

7. 5. Who receives bank loans? A study of lending officers' assessments of loans to growing small and medium-sized enterprises

   Author : Volker Bruns; Johan Wiklund; Hans Landström; Dean Shepherd; Jönköping University; []
   Keywords : SAMHÄLLSVETENSKAP; SOCIAL SCIENCES;

   Abstract : This thesis explores factors that influence lending officers' assessments of credit requests from growing small and medium-sized enterprises (SMEs). Building on asymmetric information theory, factors identified in previous research are grouped into the theoretical categories of risk-assessment, risk-alignment, and risk-shifting. READ MORE