Search for dissertations about: "Credit risk assessments"

Found 2 swedish dissertations containing the words Credit risk assessments.

  1. 1. Credit risk assessment in different contexts : The influence of local networks for bank financing of SMEs

    Author : Lars Silver; Uppsala universitet; []
    Keywords : SAMHÄLLSVETENSKAP; SOCIAL SCIENCES; Business studies; Credit risk assessments; Local networks; Bank financing; SMEs; Företagsekonomi; Business studies; Företagsekonomi; Business Studies; företagsekonomi;

    Abstract : The Swedish banking crisis a decade ago was ultimately caused by the banks' failure in their assessments of the credit-risk of firms. Since then, Swedish banks have tried different organizational structures in order to safeguard the lending process. READ MORE

  2. 2. Who receives bank loans? A study of lending officers' assessments of loans to growing small and medium-sized enterprises

    Author : Volker Bruns; Johan Wiklund; Hans Landström; Dean Shepherd; Jönköping University; []
    Keywords : SAMHÄLLSVETENSKAP; SOCIAL SCIENCES;

    Abstract : This thesis explores factors that influence lending officers' assessments of credit requests from growing small and medium-sized enterprises (SMEs). Building on asymmetric information theory, factors identified in previous research are grouped into the theoretical categories of risk-assessment, risk-alignment, and risk-shifting. READ MORE