Search for dissertations about: "Credit risk assessments"
Found 2 swedish dissertations containing the words Credit risk assessments.
-
1. Credit risk assessment in different contexts : The influence of local networks for bank financing of SMEs
Abstract : The Swedish banking crisis a decade ago was ultimately caused by the banks' failure in their assessments of the credit-risk of firms. Since then, Swedish banks have tried different organizational structures in order to safeguard the lending process. READ MORE
-
2. Who receives bank loans? A study of lending officers' assessments of loans to growing small and medium-sized enterprises
Abstract : This thesis explores factors that influence lending officers' assessments of credit requests from growing small and medium-sized enterprises (SMEs). Building on asymmetric information theory, factors identified in previous research are grouped into the theoretical categories of risk-assessment, risk-alignment, and risk-shifting. READ MORE