Search for dissertations about: "thesis in financial inclusion and micro finance"

Found 1 swedish dissertation containing the words thesis in financial inclusion and micro finance.

  1. 1. Urban poverty, social exclusion and social housing finance. The case of PRODEL in Nicaragua

    Author : Alfredo Stein; Boende och bostadsutveckling; []
    Keywords : Urban poverty; Microfinance; Social exclusion; Social housing finance; Central America; Asset accumulation; Infrastructure; Financial inclusion; Nicaragua; International donors;

    Abstract : The purpose of the thesis is to further understand key conceptual and operational challenges that international aid donors, and public and private institutions, face while designing and implementing alternative forms of social housing finance which aim to be inclusive for the urban poor. Based on an in-depth study of the work of the Foundation for the Promotion of Local Development (PRODEL) in three cities in Nicaragua during a period of 15 years, the thesis tries to answer three research questions: What are the constraints the urban poor face in financing the incremental way they build their individual housing and collective assets? Why does housing microfinance not always enhance inclusion of the urban poor? How does the tension between the goal of achieving financial sustainability and increasing financial inclusion affect the policy of international donors and governments, and the practice of local financial institutions? To answer these questions, the thesis adopts a realist approach as well as a critical case study method as used in disciplines such as political science and history to explain the trends and complexities of the phenomena investigated, and formulates an argument in the form of a proposition: if financial exclusion occurs in PRODEL it might also occur elsewhere. READ MORE