Search for dissertations about: "thesis in financial inclusion"

Showing result 1 - 5 of 20 swedish dissertations containing the words thesis in financial inclusion.

  1. 1. Urban poverty, social exclusion and social housing finance. The case of PRODEL in Nicaragua

    Author : Alfredo Stein; Boende och Bostadsutveckling; []
    Keywords : Urban poverty; Microfinance; Social exclusion; Social housing finance; Central America; Asset accumulation; Infrastructure; Financial inclusion; Nicaragua; International donors;

    Abstract : The purpose of the thesis is to further understand key conceptual and operational challenges that international aid donors, and public and private institutions, face while designing and implementing alternative forms of social housing finance which aim to be inclusive for the urban poor. Based on an in-depth study of the work of the Foundation for the Promotion of Local Development (PRODEL) in three cities in Nicaragua during a period of 15 years, the thesis tries to answer three research questions: What are the constraints the urban poor face in financing the incremental way they build their individual housing and collective assets? Why does housing microfinance not always enhance inclusion of the urban poor? How does the tension between the goal of achieving financial sustainability and increasing financial inclusion affect the policy of international donors and governments, and the practice of local financial institutions? To answer these questions, the thesis adopts a realist approach as well as a critical case study method as used in disciplines such as political science and history to explain the trends and complexities of the phenomena investigated, and formulates an argument in the form of a proposition: if financial exclusion occurs in PRODEL it might also occur elsewhere. READ MORE

  2. 2. Financial Activities in European VAT - A Theoretical and Legal Research of the European VAT System and the Actual and Preferred Treatment of Financial Activities

    Author : Oskar Henkow; Institutionen för handelsrätt; []
    Keywords : SAMHÄLLSVETENSKAP; SOCIAL SCIENCES; Directive; consumption taxation; indirect taxation; EC law; European Union; banking; financial activities; VAT; Financial services; value added tax; European VAT; Industrial and commercial law; Associationsrätt; handelsrätt;

    Abstract : Value added tax (VAT) is a key part of the fiscal revenue of many countries. Yet this broad-based tax on consumer spending exempts financial services. This seems puzzling to many, particularly given the significance of that sector and the size of its value-added in today's world economy. READ MORE

  3. 3. Essays in Macroeconomics and Political Economy

    Author : Mathias Pronin; Anna Seim; Annika Alexius; Jesper Lindé; Stockholms universitet; []
    Keywords : SOCIAL SCIENCES; SAMHÄLLSVETENSKAP; SAMHÄLLSVETENSKAP; SOCIAL SCIENCES; Monetary Policy; House Prices; Bayesian Estimation; Wealth Distribution; Heterogeneous Preferences; Political Budget Cycles; Economics; nationalekonomi;

    Abstract :     The Response of the Riksbank to House Prices in SwedenIn the aftermath of the recent financial crisis, an environment of historically low interest rates and extensive household indebtedness in the OECD countries have triggered a vivid debate on whether central banks should react to house-price fluctuations in their pursuit of monetary policy. In Sweden, a period of low policy rates and house-price inflation was halted when the central bank increased the interest rates in 2010. READ MORE

  4. 4. Children with mild intellectual disability and their families – needs for support, service utilisation and experiences of support

    Author : Lena Olsson; Mats Granlund; Elisabeth Elgmark; Karina Huus; Staffan Bengtsson; Berth Danermark; Högskolan i Jönköping; []
    Keywords : MEDICAL AND HEALTH SCIENCES; MEDICIN OCH HÄLSOVETENSKAP; MEDICAL AND HEALTH SCIENCES; MEDICIN OCH HÄLSOVETENSKAP; MEDICIN OCH HÄLSOVETENSKAP; MEDICIN OCH HÄLSOVETENSKAP; MEDICAL AND HEALTH SCIENCES; MEDICAL AND HEALTH SCIENCES; Children; mild intellectual disability; service utilisation; social services; paediatric habilitation; education policy and practice; integration; inclusion; needs assessment; family needs;

    Abstract : This thesis focuses on service utilisation among children with mild ID and their families, their needs for support and their experiences of support.AimsThe overall aim of the thesis was to explore and describe service utilisation patterns among families of children with mild ID from a systems perspective. READ MORE

  5. 5. Essays on Credit Ratings

    Author : Anamaria Cociorva; Företagsekonomiska institutionen; []
    Keywords : SAMHÄLLSVETENSKAP; SOCIAL SCIENCES; SAMHÄLLSVETENSKAP; SOCIAL SCIENCES; credit ratings; financial constraints; bond index; credit rating standards; rating conservatism; time variation in credit ratings; secular trends; Credit Rating Agencies;

    Abstract : This thesis consists of four self-contained articles, all of which contribute to the empirical research on credit ratings. Broadly speaking, the first two papers highlight two less ordinary “uses” of credit ratings, in the context of (1) measuring financial constraints and (2) bond market segmentation. READ MORE